Construction Insurance

At Brett & Randall we recognise the importance of arranging the correct cover for your construction business.

We have arranged cover for companies of every size and specialist niche. We can provide a vast range of products from UK based insurers to cover every eventuality. Nothing is too big or too small. Whether you need advice on performance bonds, warranties, deposit guarantees, credit insurance or equipment and motor fleet insurance, choosing Brett & Randall for you businesses cover is the smart move. 

Why do I need construction insurance?
Construction sites can be dangerous places, construction insurance is imperative if you own, run or manage a construction or building site. It provides you with safeguards as an employer, should any of your employees be injured while working onsite. You will still need to follow the health and safety guidelines as insurance policies only pay out if these guidelines are strictly adhered to. Construction insurance can also cover materials and machinery in the event of theft, or damage.

Some of our more standard insurances for the construction industry include:

Public Liability Insurance  
For example, if you are working at a client's premises and if a falling brick damages property or injures someone your public liability insurance will cover the compensation payments as well as any legal expenses.

Employers Liability Insurance
For example if one of your employees sustains a head injury from falling debris, whether they are wearing a hard hat or not, your employers liability insurance policy will cover you against any claim.

Contract Works / Contractors All Risks Insurance
For example, if a wall you are constructing collapses due to bad weather conditions, your contract works insurance will cover the cost of rebuilding the wall.  Alternatively if you have equipment stolen from site, your contractors all risks insurance policy will pay for your loss.

Directors & Officers Liability Insurance
For example, should you find yourself being personally sued as a result of company business your bricklayers directors and officers liability insurance policy will pay the legal defence costs involved in defending any action made against you or any compensation awards.

Other Construction Insurance risks include:

Subcontractors Insurance

Latent Defects Insurance

Demolition Contractors Insurance

Design & Build Contractors Insurance

Tools Insurance

Professional Indemnity Insurance
Office Insurance
Commercial Vehicle / Motor Fleet Insurance
Legal Expenses Insurance

See what some of our clients say: -

Brett & Randall take the worry out of insurance. With their expertise in the Construction Industry they truly work as a partner in the Construction Industry they truly work as a partner and enable us to concentrate on running our business. We would have no hesitation in recommending them to others.

Gian Oliveti - Oliveti Construction

We need a broker we can rely on and Brett & Randall have been available and accessible to us at any time. They provide us with first class service, taking care of our insurance needs so that we can focus on running our business. We would have no hesitation in recommending them to others.

Glynn Westbury – Westbury Control Systems Ltd

Please feel free to download our ContractGuard Brochure here. If you would like to arrange for a quotation, contact us today.